Wells Fargo $400

To receive the $400 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by May 19, 2026 and receive $1,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the "qualification period"). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow℠ Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).

Wells Fargo Everyday Checking Account

• Monthly service fee: $15
• Minimum opening deposit: $25

How to Avoid the Monthly Service Fee

You can avoid the $15 monthly fee by meeting one of the following each fee period:

• Maintain a $1,500 minimum daily balance

• Maintain $5,000 or more in qualifying balances (deposits, investments, or both)

  On the last business day of each fee period, balances in eligible Wells Fargo accounts are automatically totaled. Eligible accounts include:

  • Consumer deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
  • Certain investment accounts
  • Applicable Wells Fargo fiduciary and custody accounts

• Receive $500 or more in total qualifying electronic deposits

  Qualifying electronic deposits include:

  • Direct deposits via the ACH network (e.g., salary, government benefits)
  • Instant payments via RTP® or FedNow℠
  • Electronic credits from third-party services to your debit card (e.g., Visa® or Mastercard® Original Credit Transactions)

  Not considered qualifying deposits:

  • Transfers between accounts
  • Mobile deposits
  • Zelle® payments
  • Branch or ATM deposits

• Be a primary account owner aged 17–24

  (This benefit ends once the primary account owner turns 25)

• Have a qualifying non-civilian military direct deposit through the Wells Fargo Worldwide Military Banking program

  Benefits begin 45 days after the qualifying deposit is received.

More Information

• Visit: https://www.wellsfargo.com/military/worldwide-military-banking
• Or: https://www.wellsfargo.com/depositdisclosures