US Bank $450
Requirements
To qualify for the bonus, complete the following steps: Apply and open a new U.S. Bank Smartly® Checking account by June 18, 2026 Deposit at least $25 within 30 days of account opening Enroll in online banking or the U.S. Bank Mobile App within 90 days Receive at least two qualifying direct deposits within 90 days, totaling: $2,000–$4,999.99 → $250 bonus $5,000–$7,999.99 → $350 bonus $8,000+ → $450 bonus Keep your account open and in good standing to receive the bonus Additional notes: Must be a new U.S. Bank checking customer (no account or bonus in past 12 months) Bonus is paid within ~30 days after completing all requirements Bonus is considered taxable income (1099-INT)
Bonus Terms & Eligibility
To qualify for the U.S. Bank Smartly® Checking bonus, you must meet the following conditions:
Eligibility
- Must be a new U.S. Bank checking customer
- Not eligible if you:
- Currently have a U.S. Bank consumer checking account
- Had one within the past 12 months
- Received a U.S. Bank checking bonus within the past 12 months
Account Opening
- Open a new U.S. Bank Smartly® Checking account between April 9, 2026 and June 18, 2026
- Account can be opened:
- Online (promo applied automatically)
- In-branch or by phone (must be applied by banker)
- Deposit at least $25 within 30 days of opening
Activity Requirements (within 90 days)
- Enroll in online banking or the U.S. Bank Mobile App
- Complete 2+ qualifying direct deposits totaling:
- $2,000–$4,999.99 → $250 bonus
- $5,000–$7,999.99 → $350 bonus
- $8,000+ → $450 bonus
Note: Direct deposits must be payroll or government benefits via ACH. Transfers and peer-to-peer payments do not qualify.
Bonus Payment
- Bonus is paid within 30 days after all requirements are met
- Account must remain open and in good standing
Additional Terms
- Bonus is reported as interest (Form 1099-INT) and may be taxable
- Offer cannot be combined with other checking bonuses
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