PNC BankVirtual Wallet/Virtual Wallet with Performance Select

PNC Bank $100/$400

400 Bonus

Expires 2026-05-28

Requirements

Earn a $400 bonus by opening a new Virtual Wallet® with Performance Select checking account OR earn a $100 bonus by opening a new Virtual Wallet from PNC and completing qualifying direct deposit requirements. This account includes a Spend checking account with optional Reserve and Growth accounts, offering higher interest rates and ATM fee reimbursements. Offer valid for new customers only and requires maintaining the account in good standing until the bonus is paid.

Open a new Virtual Wallet® with Performance Select account ($400) or Virtual Wallet ($100)
Must be a new PNC checking customer
Receive at least $5,000 (earn $400) / $500 (earn $100) in qualifying direct deposits
Direct deposits must occur within 60 days of account opening
Qualifying deposits include:
- Payroll
- Pension
- Social Security
- Other employer/agency direct deposits
Non-qualifying deposits:
- Transfers between accounts
- Zelle / P2P payments
- Wire transfers
- ATM/mobile deposits
Account must remain open until bonus is paid
Bonus is typically paid 60–90 days after requirements are met

Timeline / Data Points

12/11/2025 – Open Virtual Wallet with Performance Select
12/24/2025 – Fidelity CMA push $2,501
01/05/2026 – Fidelity CMA push $2,501
02/13/2026 – $400 bonus posted

Notes

Monthly fee: $25 (Virtual Wallet with Performance Select) / $7 (Virtual Wallet) (can be waived with qualifying balances/conditions)
Bonus may be reported as taxable income
Only one bonus allowed per customer within promotional limits

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